Anonymous Browsing

 

Use this guide to browse for health and dental plans without creating an account in RI UHIP.

 

 

 

Navigate to RI UHIP Home Page.

 

Process Steps

 

To anonymously browse for health and dental plans:

 

1.      Click the Get Started button in the Home Page.

·        The Apply for Coverage – Tell Us About Yourself screen is displayed.

2.      Click Next.

·        The Apply for Coverage – Let’s Get Started screen is displayed.

3.      Enter the primary applicant’s date of birth in the Date of Birth textbox in the Tell Us About Yourself section in the format MM/DD/YYYY or select it from the calendar icon. This information is required.

4.      Select the radio button to indicate if the primary applicant is the primary caretaker of someone under 18 years old.  This information is optional.

5.      Select the radio button to indicate if the primary applicant is pregnant.  This information is optional.

6.      If there are members of the household other than the primary applicant, click the Add Additional Family Member button in the Family Members section. This information is optional.

7.      Enter the estimated family income for the next year on the textbox in the Annual Family Income section without any commas, periods or dollar sign.  This information is optional.

8.      Click Next.

·        If estimated family income is entered, the Apply for Coverage – Your Results page listing the potential health coverage eligibility is displayed. Click Next and the Apply for Coverage – Plan Summary screen is displayed which includes a list of medical and dental plans that are available to the user through RI UHIP.

·        If estimated family income is not entered, the Apply for Coverage – Plan Summary screen is displayed which includes a list of medical and dental plans that are available to the user through RI UHIP.

9.      Click the View Plan button to view details about a plan.

·        A Plan Information page is displayed.

10.   Click Back to return to the Apply for Coverage – Plan Summary screen.

·        The Apply for Coverage – Plan Summary screen is displayed.

11.   Click Next.

·        The Apply for Coverage – Choose a Plan screen is displayed.

 

12.   Click Next.

·        The Apply for Coverage – Choose a Plan, Step 1. Chose a Medical Plan screen is displayed.

13.   Review available plans.

14.   To narrow the plan search, click on any of the criteria links on the Narrow My Search box to filter the available plans. Options are:

a.      Move the slider to define the plan monthly premium.

b.      Move the slider to define the plan annual deductible.

c.      Move the slider to define the out-of-pocket maximum.

d.      Check the box(es) to select the insurance company.

e.      Check the box(es) to select the plan level.

f.       Check the box(ex) to select the plan network type.

15.   Click the Update button.

·        Plans that match the criteria are displayed.

16.   To sort plans, click the sort button and select a sorting criterion. Options are:

a.      Sort by: Estimated Premium

b.      Sort by: Annual Deductible

c.      Sort by: Metal Level

d.      Sort by: Customer Satisfaction

e.      Sort by: Coinsurance

17.   To compare plans, click the Add to Compare link underneath each plan and, after all plans have been added to the comparison, click the View Comparisons button. Up to 3 plans can be compared.

18.   To view dental plans, click the Go to Dental button.

·        The Apply for Coverage – Choose a Plan, Step 1. Choose a Plan screen is displayed.

19.   Review available plans.

20.   To narrow the plan search, click on any of the criteria links on the Narrow My Search box to filter the available plans. Options are:

a.      Move the slider to define the plan monthly premium.

b.      Move the slider to define the plan annual deductible.

c.      Check the box(es) to select the insurance company.

21.   Click the Update button.

·        Plans that match the criteria are displayed.

22.   To sort plans, click the sort button and select a sorting criterion. Options are:

a.      Sort by: Annual Deductible

b.      Sort by: Estimated Premium

c.      Sort by: Level of Coverage

 

At this point, no plans can be purchased. To purchase medical or dental coverage, the applicant needs to create an account. To create an account, click Next and follow the steps in the Create an Individual Account User Guide.

 

 

Results of the Procedure

 

Applicants can browse available health and dental plans without creating an account in RI UHIP.